When it comes to buying Tahoe Keys real estate, your first order of business is saving for that down payment. Most people will start saving for a down payment years in advance. Some buyers will save aggressively while some will shove a little money away here and there. When it comes time to get serious, you may be wondering where you can cut corners to reach that number goal. The kind folks over at Realtor.com broke down the cost on some of our daily splurges and what could be put towards a down payment. Check this out!

1.) The Daily Coffee Trip. Yep. I think a lot of us can agree that functioning without that brown stuff isn’t even possible. Some of us can’t leave the house before getting our caffeine fix which saves money on that morning latte. But what about at 2pm when energy levels start to dip and you still have 3 hours of work left? It is pretty standard for employees to go grab a cup of Joe at the local coffee shop. It seems pretty harmless. After all, the average coffee trip costs $3.65 not including tip. But are you buying coffee 5 days a week? If so, that is about an annual cost of $949. $949 that could be going towards the down payment on your Tahoe Keys real estate. A great alternative is buying a pack of individual instant coffee servings and bringing your own fixings. They don’t need to be refrigerated so you can keep you own little coffee shop in your desk drawer.

2.) Speaking of work, let’s chat lunches out. Sometimes it is hard to pack a lunch while you are getting ready and flying out the door. Would you make a better effort if you knew how much your daily lunches out are costing you? The average lunch costs about $11 not including tip. 5 days a week is $55 while the annual total is $2,680. That is almost $3000! That could be going towards your down payment on that Tahoe Keys real estate for sale! The average cost of bringing your lunch? $4. This is more than half the savings. Make like a body builder and take an hour to do food prep for the week. Not only will you probably eat a little healthier but you will be that much closer to buying that Tahoe Keys home for sale.

3.) Another spendy monthly bill that adds up is premium cable. The average monthly cost for this amenity is $99 and totals about $1,188 a year. Not sure you can give up TV entirely? That is ok! Hulu and Netflix are both around $10 a month, give or a take a couple dollars. If you need to get aggressive while you save to buy that Tahoe Keys real estate, these are both great alternatives. You still get your shows, albeit a day late, and you get to save money.

4.) The gym is another luxurious monthly splurge. Of course this one is harder to justify cutting off given that it is good for your health. The average monthly cost is $58, which totals out to be $696 a year. If you are barely using your gym membership, than you are probably fine with forgoing it for a while and putting that almost $700 towards your Tahoe Keys real estate purchase. If you do use it, ask them if they have cheaper options. If you find you only used the group exercise packages ask if you can just pay a monthly fee for that option. Or ask if they have an economy membership which allows you access during certain hours. Explain to them that you need to save money but you would still like to be a member and want to know what you options are.

These savings added up are $5,513! That is over $5,000 towards your down payment on Tahoe Keys real estate.  I am pretty sure there are some other monthly costs that we could all give up (or at least some cheaper options that could be picked) if you are serious about buying a home for sale in Tahoe Keys. For more information on this topic, give me a call at 530-308-4331.